Now building · Launching soon

Your money,
finally explained.

Boreal uses AI to tell you — in plain English — what's happening with your money across all your Canadian bank accounts. Be the first to know when we launch.

No spam. Just a single email when we launch.

Works with

RBCTDScotiabankBMOCIBCDesjardins+ more

Why Boreal is different

All your banks, one picture

Connect RBC, TD, Scotiabank, BMO, and CIBC simultaneously. Boreal sees your complete financial life — not just one account. No other Canadian tool does this.

vs. NOMI, bank apps

AI that explains, not just displays

Every competitor shows you charts and leaves you to figure it out. Boreal tells you in plain English what happened, why it matters, and what to watch next month.

vs. Monarch, Fina, YNAB

Zero setup. Zero maintenance.

Connect your banks once and Boreal runs automatically every month. No categories to map, no budgets to configure, no spreadsheet to maintain.

vs. YNAB, Fina, spreadsheets

3-month spending forecast

Boreal detects your spending patterns and projects your next three months of income and expenses — so you can spot problems before they happen.

Unique to Boreal

Built in Canada. Priced in CAD.

Monarch charges USD $15+/month. Boreal is $9 CAD — less than half the price, built specifically for Canadian banks and Canadian spending patterns.

vs. Monarch Money